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Bulgaria » Mortgages


Bulgaria

Guide to the mortgages in Bulgaria:

Keep in mind that for many countries, there is often more than one deal available and this page merely represents an overview of the typical requirements. 

Typical Rate 5.94%
Loan purpose Residential purchase and investment. Land purchase. Equity release.
Min Loan 25,000 Euros
Max Loan 70%to 75% of the property’s purchase price or valuation (can take the higher within reason)
Term 5-25 Years available
Max Age
70
Repay method Capital and Interest. Interest only 10 years.
Currency Euro
Additional info Your loan is based on your joint net take home pay. All your existing liabilities including any mortgage/rent payments, personal bank loans, credit card payments etc together with your proposed Bulgarian mortgage payment must not exceed 50% of your net monthly income.

Loans are available for either House Purchase or re-financing for Home Improvements. Please note however, it is not always the case that the Lender will take all or part of these Incomes into account when determining the maximum loan available). Non-Status loans are currently not available.

Bulgaria Mortgages

 

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