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- Save any properties you are interested in
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A mortgage can be formed concurrently at the time of sale by adding a mortgage section in the transfer deed or a separate mortgage instrument can be drafted. A mortgage contained by a transfer deed pays registration fees of 0.25 percent in registration fees and approximately 0.53 percent in documentary stamps. The notary will also charge for drafting the mortgage instrument and that fee can range from approximately 0.525 percent to 1.25 percent of the amount of the mortgage, depending on the conditions involved.
