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Spain » Mortgages


Guide to the mortgages in Spain:

Keep in mind that for many countries, there is often more than one deal available and this page merely represents an overview of the typical requirements

Typical Rate From 2.33%
Loan purpose Residential purchase, Buy-to-Let, and Re-Mortgages.
Min Loan Euro 50,000
Max Loan Up to 80% loan to value.
Term 5 - 40 Years available
Max Age 80
Repay method Repayment mortgages (Capital and Interest) or Interest only (restricted availability)
Currency Euro
Additional info Your Loan is based on your joint net ‘take home’ pay. All your existing liabilities including any mortgage/rent payments, personal bank loans, credit card payments etc together with your proposed Spanish mortgage payments must not exceed 35% of your net monthly income. PROOF OF INCOME IS NORMALLY REQUIRED

 

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